Powerful Features for the Digital Economy
Everything you need to manage, grow, and scale your digital finances. From revolutionary balance management to advanced trading capabilities.
Revolutionary Three-Color Balance System
Our unique fractional reserve system gives you more buying power while maintaining transparency and control over your funds.
Get 125% Credit on Every Deposit
25% instant bonus added to your balance
Green Balance
Withdrawable funds from your deposits
- Fully backed by real deposits
- Instant withdrawals available
- Earns from trading activities
- Protected by cold storage
Yellow Balance
Bonus credit for platform use
- 25% instant bonus on deposits
- Use for transfers and payments
- Builds your credit score
- Increases buying power
Red Balance
Received from other users
- P2P transfer receipts
- Merchant payment proceeds
- Instantly spendable
- Converts to green via trading
P2P Trading Marketplace
Trade directly with other users in a secure, fast, and transparent marketplace. Our advanced matching engine and escrow system ensure every trade is safe and efficient.
Smart Matching
AI-powered algorithm matches you with the best traders based on price, reputation, and response time.
Escrow Protection
Funds are secured in escrow until both parties confirm the trade is complete.
Reputation System
Build your trading reputation with ratings, reviews, and achievement badges.
Secure Chat
Communicate safely with end-to-end encrypted messaging within trades.
2-of-3 Multisig
Dispute resolution with platform arbitration for maximum security.
Competitive Rates
Market-driven pricing ensures you always get the best deals.
Earn Achievement Badges
Build your reputation and unlock exclusive benefits
Trusted Trader
Quick Responder
High Volume
Perfect Rating
Instant Microcredit When You Need It
Access credit instantly based on your Avantulo score. No paperwork, no waiting, just instant approval with rates 20x lower than traditional microfinance.
Credit Calculator
Credit Score Tiers
Excellent
Score: 750-850
0.04%
daily rate
Good
Score: 650-749
0.05%
daily rate
Fair
Score: 550-649
0.06%
daily rate
Building
Score: 300-549
0.07%
daily rate
Instant Approval
Get approved in seconds, not days. No paperwork required.
Flexible Repayment
Pay back anytime without penalties. Auto-deduct from balance.
Build Credit Score
Every repayment improves your score and increases limits.
Powerful Tools for Merchants
Accept payments globally with our comprehensive merchant solutions. Low fees, instant settlements, and powerful tools to grow your business.
Simple Pricing
No hidden fees, no surprises
Payment Links
Generate custom payment links in seconds. Share via email, SMS, or social media.
Professional Invoices
Create and send branded invoices with automatic payment tracking.
Webhook Integration
Real-time notifications for payments, refunds, and settlements.
Developer-Friendly API
RESTful API with SDKs for popular programming languages.
Analytics Dashboard
Track sales, conversion rates, and customer insights in real-time.
Fraud Protection
Advanced fraud detection and chargeback prevention.
Seamless Integrations
Shopify
WooCommerce
Custom API
Zapier
Plus many more through our flexible API and webhook system
Bank-Grade Security You Can Trust
Your security is our top priority. We use industry-leading technologies and best practices to protect your funds and data.
Two-Factor Authentication
Protect your account with TOTP-based 2FA and backup codes.
Device Fingerprinting
Advanced device recognition prevents unauthorized access.
Multi-Signature Wallets
Cold storage with Gnosis Safe multi-sig protection.
Real-Time Monitoring
24/7 automated monitoring for suspicious activities.
IP Whitelisting
Restrict access to trusted IP addresses for admin functions.
Cloudflare Protection
Enterprise-grade DDoS protection and global CDN.
Compliance & Regulations
We maintain the highest standards of regulatory compliance to ensure your funds are safe and operations are transparent.
Security Incident Response
In the unlikely event of a security incident, our response team is ready 24/7.
- •Immediate incident isolation
- •User notification within 72 hours
- •Full transparency and regular updates
- •Post-incident security audit
Trusted by leading security firms and financial institutions
Ready to Transform Your Financial Future?
Join thousands who are already enjoying the benefits of Avantulo Pay
No credit card required • Free forever plan • 2-minute setup