Compliance

Regulatory Framework

We operate under a comprehensive regulatory framework designed to ensure the safety and security of our users\' funds while maintaining transparency in all our operations.

• Licensed Money Services Business (MSB)
• Registered with FinCEN
• Compliant with state money transmitter laws
• Regular third-party audits and assessments

Anti-Money Laundering (AML)

Our robust AML program includes:

• Comprehensive Know Your Customer (KYC) procedures
• Ongoing transaction monitoring
• Suspicious activity reporting
• Regular staff training on AML compliance
• Risk-based approach to customer due diligence

Data Protection

We comply with global data protection regulations including:

• General Data Protection Regulation (GDPR)
• California Consumer Privacy Act (CCPA)
• Payment Card Industry Data Security Standard (PCI DSS)
• Industry-standard encryption and security protocols

Financial Regulations

Our operations adhere to:

• Electronic Fund Transfer Act (EFTA)
• Bank Secrecy Act (BSA)
• USA PATRIOT Act requirements
• State-specific money transmitter regulations

Consumer Protection

We maintain strict consumer protection measures:

• Segregated customer funds
• Regular financial audits
• Clear terms of service and fee disclosure
• Dedicated customer support and dispute resolution

Reporting Obligations

We fulfill all regulatory reporting requirements including:

• Currency Transaction Reports (CTRs)
• Suspicious Activity Reports (SARs)
• Regular regulatory filings
• Cooperation with law enforcement when required

Contact Our Compliance Team

For compliance-related inquiries, please contact:

Email: compliance@avantulopay.com
Mail: Compliance Department
Avantulo Pay Inc.
[Address]